oluntary benefits are typically defined as those benefits that an employer offers employees, which are: 100% paid for by the employees Strictly voluntary Flexible... Can choose from a variety of plans Communicated through the guidance of H.R. Department Advantages to Employer The employer benefits in a variety of ways, including: No Premium Expense to Employer... employees pay 100% Builds Good Will... group purchasing allows employees to acquire insurance programs that they are unable to purchase on their own Helps to attract and retain quality employees Advantage to Employees Employees realize numerous advantages when their employer offers a Voluntary Benefit Program, including: Group rates... affordable premiums Automatic Issue... Easy to qualify for coverage Competitive Benefits... Group purchasing allows for special underwriting and pricing along with unique benefit programs Family coverage available Portable... employee may retain coverage upon termination or retirement

eneficial Associates, Inc. offers a comprehensive array of products and services to employers at their worksite. Employers have the ability to offer multiple insurance products from different insurance carriers on one consolidated bill. As a result employers can tailor a voluntary benefit program to meet their company and employee needs. To compliment these products, BAI assists in employer plan design including implementation, communication and administration. Implementation and communication can vary from employee meetings of any size to providing employees self-enrollment kits with access to a toll-free number for questions. BAI performs multiple administrative duties to provide seamless service to our customers. These services include providing deduction notification and customized employer billing. We also have a comprehensive employer and employee policyholder service program including processing new employee enrollments via fax transmissions.